USYC DeFi Yields
The highest honest USYC yield right now is 3.28% on circle-usyc (BSC), among 2 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
2 live pools above the $100K TVL floor ยท ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
USYC's largest live pool is circle-usyc on BSC at 3.28% ($2.35B TVL). 2 USYC pools across 2 chains clear this page's $100K TVL floor, $2.39B in total.
Your idle USYC could earn ~3.28% โ park $7.3K and it could run a $20/mo Claude Pro subscription, forever.
See live USYC pools โ| Protocol | Chain | APY | TVL |
|---|---|---|---|
| circle-usyc 🔒 โ | BSC | 3.28% | $2.35B |
| circle-usyc 🔒 โ | Ethereum | 3.28% | $39.31M |
Rate stability from APY history
Based on APY history only, USYC's lower-variability candidates are circle-usyc (BSC), 3.28% APY, $2.35B TVL, https://www.defi.garden/pools/circle-usyc-usyc-bsc; circle-usyc (Ethereum), 3.28% APY, $39.31M TVL, https://www.defi.garden/?pool=448a64ff-06fd-4e56-b63c-03662ac39010#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | circle-usyc → | BSC | 3.28% | $2.35B |
| 2 | circle-usyc → | Ethereum | 3.28% | $39.31M |
How this rate has behaved
USYC shows up in 2 pools here, with rates from 3.28% to 3.28% APY across 2 chains โ the rate depends on which protocol and chain you pick, not just the token.
2 of these 2 pools have a trustworthy 30-day average on file, with a median of 3.28% โ a useful check against today's number for whether the rate is steady or just having a good day.
All 2 pools pay a plain base rate right now โ no incentive or reward APY mixed in.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| circle-usyc | 3.28% | 3.28% | Base rate |
| circle-usyc | 3.28% | 3.28% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page โ a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest USYC yield today?
3.28% APY on circle-usyc (BSC), based on live DefiLlama data.
How many USYC pools clear the TVL floor?
2 live pools clear this page's $100K TVL floor, $2.39B in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates โ that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which USYC pools have the most stable APY history?
Based on APY history only, USYC's lower-variability candidates are circle-usyc (BSC), 3.28% APY, $2.35B TVL, https://www.defi.garden/pools/circle-usyc-usyc-bsc; circle-usyc (Ethereum), 3.28% APY, $39.31M TVL, https://www.defi.garden/?pool=448a64ff-06fd-4e56-b63c-03662ac39010#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates โ that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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