WBTC DeFi Yields

The highest honest WBTC yield right now is 10.57% on uniswap-v3 (Arbitrum), among 312 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.

312 live pools above the $100K TVL floor ยท ranked by TVL

WBTC's largest live pool is aave-v3 on Ethereum at 0.01% ($2.53B TVL). 312 WBTC pools across 3 chains clear this page's $100K TVL floor, $5.11B in total.

Your idle WBTC could earn ~0.58% โ€” park $41.2K and it could run a $20/mo Claude Pro subscription, forever.

See live WBTC pools โ†’
ProtocolChainAPYTVL
aave-v3 → Ethereum 0.01% $2.53B
aave-v3 → Arbitrum 0.03% $203.79M
curve-dex → Ethereum 1.77% $66M
aave-v3 → Polygon 0.01% $64.02M
uniswap-v3 → Ethereum 0.61% $41.34M
uniswap-v3 → Arbitrum 10.57% $37.15M
uniswap-v3 → Ethereum 0.56% $35.78M
uniswap-v3 → Ethereum 4.73% $34.68M

Rate stability from APY history

Based on APY history only, WBTC's lower-variability candidates are aave-v3 (Ethereum), 0.01% APY, $2.53B TVL, https://www.defi.garden/?pool=7e382157-b1bc-406d-b17b-facba43b716e&src=seo_token; aave-v3 (Polygon), 0.01% APY, $64.02M TVL, https://www.defi.garden/?pool=58d18059-f1d1-45ed-acd3-f386e98cc506&src=seo_token; aave-v3 (Arbitrum), 0.03% APY, $203.79M TVL, https://www.defi.garden/?pool=7c5e69a4-2430-4fa2-b7cb-857f79d7d1bf&src=seo_token; uniswap-v3 (Ethereum), 0.56% APY, $35.78M TVL, https://www.defi.garden/?pool=7b78fe2f-6f67-46ef-8a42-1e36de8d0dfc&src=seo_token; curve-dex (Ethereum), 1.77% APY, $66M TVL, https://www.defi.garden/?pool=128b253a-0903-476f-9a70-6007b336e395&src=seo_token; uniswap-v3 (Ethereum), 0.61% APY, $41.34M TVL, https://www.defi.garden/?pool=c5599b3a-ea73-4017-a867-72eb971301d1&src=seo_token; uniswap-v3 (Ethereum), 4.73% APY, $34.68M TVL, https://www.defi.garden/?pool=d59a5728-d391-4989-86f6-a94e11e0eb3b&src=seo_token; uniswap-v3 (Arbitrum), 10.57% APY, $37.15M TVL, https://www.defi.garden/?pool=bb7e9353-129f-4e01-b822-f4250d0abb8a&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.

RankProtocolChainAPYTVL
1 aave-v3 → Ethereum 0.01% $2.53B
2 aave-v3 → Polygon 0.01% $64.02M
3 aave-v3 → Arbitrum 0.03% $203.79M
4 uniswap-v3 → Ethereum 0.56% $35.78M
5 curve-dex → Ethereum 1.77% $66M
6 uniswap-v3 → Ethereum 0.61% $41.34M
7 uniswap-v3 → Ethereum 4.73% $34.68M
8 uniswap-v3 → Arbitrum 10.57% $37.15M

How this rate has behaved

WBTC shows up in 8 pools here, with rates from 0.01% to 10.57% APY across 3 chains โ€” the rate depends on which protocol and chain you pick, not just the token.

8 of these 8 pools have a trustworthy 30-day average on file, with a median of 0.96% โ€” a useful check against today's number for whether the rate is steady or just having a good day.

All 8 pools pay a plain base rate right now โ€” no incentive or reward APY mixed in.

4 of 8 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.

ProtocolAPY30d Mean APYYield mix
aave-v3 0.01% 0.01% Base rate
aave-v3 0.03% 0.04% Base rate
curve-dex 1.77% 2.89% Base rate
aave-v3 0.01% 0.02% Base rate
uniswap-v3 0.61% 1.81% Base rate
uniswap-v3 10.57% 13.08% Base rate
uniswap-v3 0.56% 0.11% Base rate
uniswap-v3 4.73% 7.62% Base rate

The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page โ€” a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.

Frequently asked questions

What's the highest WBTC yield today?

10.57% APY on uniswap-v3 (Arbitrum), based on live DefiLlama data.

How many WBTC pools clear the TVL floor?

312 live pools clear this page's $100K TVL floor, $5.11B in total.

Are these rates safe?

Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates โ€” that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.

Which WBTC pools have the most stable APY history?

Based on APY history only, WBTC's lower-variability candidates are aave-v3 (Ethereum), 0.01% APY, $2.53B TVL, https://www.defi.garden/?pool=7e382157-b1bc-406d-b17b-facba43b716e&src=seo_token; aave-v3 (Polygon), 0.01% APY, $64.02M TVL, https://www.defi.garden/?pool=58d18059-f1d1-45ed-acd3-f386e98cc506&src=seo_token; aave-v3 (Arbitrum), 0.03% APY, $203.79M TVL, https://www.defi.garden/?pool=7c5e69a4-2430-4fa2-b7cb-857f79d7d1bf&src=seo_token; uniswap-v3 (Ethereum), 0.56% APY, $35.78M TVL, https://www.defi.garden/?pool=7b78fe2f-6f67-46ef-8a42-1e36de8d0dfc&src=seo_token; curve-dex (Ethereum), 1.77% APY, $66M TVL, https://www.defi.garden/?pool=128b253a-0903-476f-9a70-6007b336e395&src=seo_token; uniswap-v3 (Ethereum), 0.61% APY, $41.34M TVL, https://www.defi.garden/?pool=c5599b3a-ea73-4017-a867-72eb971301d1&src=seo_token; uniswap-v3 (Ethereum), 4.73% APY, $34.68M TVL, https://www.defi.garden/?pool=d59a5728-d391-4989-86f6-a94e11e0eb3b&src=seo_token; uniswap-v3 (Arbitrum), 10.57% APY, $37.15M TVL, https://www.defi.garden/?pool=bb7e9353-129f-4e01-b822-f4250d0abb8a&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.

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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates โ€” that's this page's listing bar, not a safety guarantee. Education only, not financial advice.

Last updated September 2, 2026

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