YIELD DeFi Yields
The highest honest YIELD yield right now is 21.84% on morpho-blue (Ethereum), among 8 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
8 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
YIELD's largest live pool is morpho-blue on Ethereum at 6.64% ($15.76M TVL). 8 YIELD pools across 4 chains clear this page's $100K TVL floor, $35.44M in total.
Your idle YIELD could earn ~5.94% — park $4K and it could run a $20/mo Claude Pro subscription, forever.
See live YIELD pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| morpho-blue → | Ethereum | 6.64% | $15.76M |
| morpho-blue → | Ethereum | 21.84% | $6.66M |
| morpho-blue → | Base | 6.75% | $4.89M |
| phase-stake → | Solana | 5.18% | $2.74M |
| morpho-blue → | Ethereum | 2.88% | $2.32M |
| morpho-blue → | Arbitrum | 3.00% | $959.4K |
| morpho-blue → | Ethereum | 5.94% | $825.7K |
Rate stability from APY history
Based on APY history only, YIELD's lower-variability candidates are phase-stake (Solana), 5.18% APY, $2.74M TVL, https://www.defi.garden/?pool=85311903-9421-5247-9ee3-83bceeb90aff#src=seo_token; morpho-blue (Ethereum), 5.94% APY, $825.7K TVL, https://www.defi.garden/?pool=ea36b2a8-fde0-5579-a9ed-73e8fe3a7aa8#src=seo_token; morpho-blue (Ethereum), 2.88% APY, $2.32M TVL, https://www.defi.garden/?pool=24dab21e-a9b8-4369-b965-d96dc4911558#src=seo_token; morpho-blue (Ethereum), 6.64% APY, $15.76M TVL, https://www.defi.garden/?pool=4c1b8c3d-3b3d-4dac-b334-49c405d9bf8f#src=seo_token; morpho-blue (Ethereum), 21.84% APY, $6.66M TVL, https://www.defi.garden/?pool=c4c879b1-f256-5bc3-81eb-d93adf2b8a39#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | phase-stake → | Solana | 5.18% | $2.74M |
| 2 | morpho-blue → | Ethereum | 5.94% | $825.7K |
| 3 | morpho-blue → | Ethereum | 2.88% | $2.32M |
| 4 | morpho-blue → | Ethereum | 6.64% | $15.76M |
| 5 | morpho-blue → | Ethereum | 21.84% | $6.66M |
How this rate has behaved
YIELD shows up in 7 pools here, with rates from 2.88% to 21.84% APY across 4 chains — the rate depends on which protocol and chain you pick, not just the token.
7 of these 7 pools have a trustworthy 30-day average on file, with a median of 6.59% — a useful check against today's number for whether the rate is steady or just having a good day.
5 of 7 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
6 of 7 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| morpho-blue | 6.64% | 6.59% | 3.10% incentives |
| morpho-blue | 21.84% | 23.62% | 97.78% incentives |
| morpho-blue | 6.75% | 6.99% | 12.04% incentives |
| phase-stake | 5.18% | 5.69% | Base rate |
| morpho-blue | 2.88% | 2.96% | Base rate |
| morpho-blue | 3.00% | 2.93% | 93.64% incentives |
| morpho-blue | 5.94% | 6.93% | 5.76% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest YIELD yield today?
21.84% APY on morpho-blue (Ethereum), based on live DefiLlama data.
How many YIELD pools clear the TVL floor?
8 live pools clear this page's $100K TVL floor, $35.44M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which YIELD pools have the most stable APY history?
Based on APY history only, YIELD's lower-variability candidates are phase-stake (Solana), 5.18% APY, $2.74M TVL, https://www.defi.garden/?pool=85311903-9421-5247-9ee3-83bceeb90aff#src=seo_token; morpho-blue (Ethereum), 5.94% APY, $825.7K TVL, https://www.defi.garden/?pool=ea36b2a8-fde0-5579-a9ed-73e8fe3a7aa8#src=seo_token; morpho-blue (Ethereum), 2.88% APY, $2.32M TVL, https://www.defi.garden/?pool=24dab21e-a9b8-4369-b965-d96dc4911558#src=seo_token; morpho-blue (Ethereum), 6.64% APY, $15.76M TVL, https://www.defi.garden/?pool=4c1b8c3d-3b3d-4dac-b334-49c405d9bf8f#src=seo_token; morpho-blue (Ethereum), 21.84% APY, $6.66M TVL, https://www.defi.garden/?pool=c4c879b1-f256-5bc3-81eb-d93adf2b8a39#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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