SHMON DeFi Yields
The highest honest SHMON yield right now is 15.25% on pendle-v2 (Monad), among 7 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
7 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
SHMON's largest live pool is shmonad on Monad at 12.70% ($7.12M TVL). 7 SHMON pools across 1 chain clear this page's $100K TVL floor, $9.5M in total.
Your idle SHMON could earn ~12.70% — park $1.9K and it could run a $20/mo Claude Pro subscription, forever.
See live SHMON pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| shmonad → | Monad | 12.70% | $7.12M |
| neverland → | Monad | 3.65% | $947.3K |
| curve-dex → | Monad | 8.00% | $521.9K |
| pendle-v2 → | Monad | 14.92% | $116.6K |
| pendle-v2 → | Monad | 15.25% | $116.6K |
Rate stability from APY history
Based on APY history only, SHMON's lower-variability candidates are pendle-v2 (Monad), 15.25% APY, $116.6K TVL, https://www.defi.garden/?pool=a90bb38b-4f91-5159-90e0-af93e3f24a70#src=seo_token; pendle-v2 (Monad), 14.92% APY, $116.6K TVL, https://www.defi.garden/?pool=4942a58b-7f2e-519a-96ed-06e6b8b793dc#src=seo_token; neverland (Monad), 3.65% APY, $947.3K TVL, https://www.defi.garden/?pool=8faff3d6-7dbd-4541-a036-d1f38d61e5d4#src=seo_token; shmonad (Monad), 12.70% APY, $7.12M TVL, https://www.defi.garden/?pool=ee40513c-9356-4c53-9f26-446b484a8ae2#src=seo_token; curve-dex (Monad), 8.00% APY, $521.9K TVL, https://www.defi.garden/?pool=d2d38be8-a125-4b56-9378-519c15e6dea7#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | pendle-v2 → | Monad | 15.25% | $116.6K |
| 2 | pendle-v2 → | Monad | 14.92% | $116.6K |
| 3 | neverland → | Monad | 3.65% | $947.3K |
| 4 | shmonad → | Monad | 12.70% | $7.12M |
| 5 | curve-dex → | Monad | 8.00% | $521.9K |
How this rate has behaved
SHMON shows up in 5 pools here, with rates from 3.65% to 15.25% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
5 of these 5 pools have a trustworthy 30-day average on file, with a median of 12.45% — a useful check against today's number for whether the rate is steady or just having a good day.
2 of 5 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
1 of 5 pools carries impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| shmonad | 12.70% | 12.89% | Base rate |
| neverland | 3.65% | 2.46% | 100.00% incentives |
| curve-dex | 8.00% | 6.89% | 100.00% incentives |
| pendle-v2 | 14.92% | 13.02% | Base rate |
| pendle-v2 | 15.25% | 12.45% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest SHMON yield today?
15.25% APY on pendle-v2 (Monad), based on live DefiLlama data.
How many SHMON pools clear the TVL floor?
7 live pools clear this page's $100K TVL floor, $9.5M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which SHMON pools have the most stable APY history?
Based on APY history only, SHMON's lower-variability candidates are pendle-v2 (Monad), 15.25% APY, $116.6K TVL, https://www.defi.garden/?pool=a90bb38b-4f91-5159-90e0-af93e3f24a70#src=seo_token; pendle-v2 (Monad), 14.92% APY, $116.6K TVL, https://www.defi.garden/?pool=4942a58b-7f2e-519a-96ed-06e6b8b793dc#src=seo_token; neverland (Monad), 3.65% APY, $947.3K TVL, https://www.defi.garden/?pool=8faff3d6-7dbd-4541-a036-d1f38d61e5d4#src=seo_token; shmonad (Monad), 12.70% APY, $7.12M TVL, https://www.defi.garden/?pool=ee40513c-9356-4c53-9f26-446b484a8ae2#src=seo_token; curve-dex (Monad), 8.00% APY, $521.9K TVL, https://www.defi.garden/?pool=d2d38be8-a125-4b56-9378-519c15e6dea7#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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