SHMON DeFi Yields
The highest honest SHMON yield right now is 16.94% on pendle (Monad), among 9 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
9 live pools above the $100K TVL floor · ranked by TVL
SHMON's largest live pool is shmonad on Monad at 11.94% ($9.99M TVL). 9 SHMON pools across 1 chain clear this page's $100K TVL floor, $13.1M in total.
Your idle SHMON could earn ~10.41% — park $2.3K and it could run a $20/mo Claude Pro subscription, forever.
See live SHMON pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| shmonad → | Monad | 11.94% | $9.99M |
| neverland → | Monad | 1.59% | $1.18M |
| curve-dex → | Monad | 14.62% | $536.5K |
| uniswap-v3 → | Monad | 0.01% | $169.7K |
| pendle → | Monad | 16.94% | $135.5K |
| pendle → | Monad | 10.41% | $135.5K |
| neverland → | Monad | 2.13% | $135.2K |
Rate stability from APY history
Based on APY history only, SHMON's lower-variability candidates are uniswap-v3 (Monad), 0.01% APY, $169.7K TVL, https://www.defi.garden/?pool=b8820164-b066-543d-a1a0-8b2ab1444515&src=seo_token; neverland (Monad), 1.59% APY, $1.18M TVL, https://www.defi.garden/?pool=8faff3d6-7dbd-4541-a036-d1f38d61e5d4&src=seo_token; shmonad (Monad), 11.94% APY, $9.99M TVL, https://www.defi.garden/?pool=ee40513c-9356-4c53-9f26-446b484a8ae2&src=seo_token; curve-dex (Monad), 14.62% APY, $536.5K TVL, https://www.defi.garden/?pool=d2d38be8-a125-4b56-9378-519c15e6dea7&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | uniswap-v3 → | Monad | 0.01% | $169.7K |
| 2 | neverland → | Monad | 1.59% | $1.18M |
| 3 | shmonad → | Monad | 11.94% | $9.99M |
| 4 | curve-dex → | Monad | 14.62% | $536.5K |
How this rate has behaved
SHMON shows up in 7 pools here, with rates from 0.01% to 16.94% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
7 of these 7 pools have a trustworthy 30-day average on file, with a median of 11.69% — a useful check against today's number for whether the rate is steady or just having a good day.
4 of 7 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
3 of 7 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| shmonad | 11.94% | 12.10% | Base rate |
| neverland | 1.59% | 1.35% | 100.00% incentives |
| curve-dex | 14.62% | 17.41% | 100.00% incentives |
| uniswap-v3 | 0.01% | 0.01% | Base rate |
| pendle | 16.94% | 17.62% | 28.73% incentives |
| pendle | 10.41% | 11.69% | Base rate |
| neverland | 2.13% | 2.19% | 100.00% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest SHMON yield today?
16.94% APY on pendle (Monad), based on live DefiLlama data.
How many SHMON pools clear the TVL floor?
9 live pools clear this page's $100K TVL floor, $13.1M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which SHMON pools have the most stable APY history?
Based on APY history only, SHMON's lower-variability candidates are uniswap-v3 (Monad), 0.01% APY, $169.7K TVL, https://www.defi.garden/?pool=b8820164-b066-543d-a1a0-8b2ab1444515&src=seo_token; neverland (Monad), 1.59% APY, $1.18M TVL, https://www.defi.garden/?pool=8faff3d6-7dbd-4541-a036-d1f38d61e5d4&src=seo_token; shmonad (Monad), 11.94% APY, $9.99M TVL, https://www.defi.garden/?pool=ee40513c-9356-4c53-9f26-446b484a8ae2&src=seo_token; curve-dex (Monad), 14.62% APY, $536.5K TVL, https://www.defi.garden/?pool=d2d38be8-a125-4b56-9378-519c15e6dea7&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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