SMON DeFi Yields
The highest honest SMON yield right now is 14.62% on curve-dex (Monad), among 4 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
4 live pools above the $100K TVL floor · ranked by TVL
SMON's largest live pool is kintsu on Monad at 11.07% ($2.31M TVL). 4 SMON pools across 1 chain clear this page's $100K TVL floor, $3.65M in total.
Your idle SMON could earn ~11.07% — park $2.2K and it could run a $20/mo Claude Pro subscription, forever.
See live SMON pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| kintsu → | Monad | 11.07% | $2.31M |
| neverland → | Monad | 1.83% | $551.2K |
| curve-dex → | Monad | 14.62% | $536.5K |
Rate stability from APY history
Based on APY history only, SMON's lower-variability candidates are kintsu (Monad), 11.07% APY, $2.31M TVL, https://www.defi.garden/?pool=73c511a9-4dc0-4397-babe-e578fd75f0dd&src=seo_token; neverland (Monad), 1.83% APY, $551.2K TVL, https://www.defi.garden/?pool=ac94c300-c621-4266-97c1-34b2104caeca&src=seo_token; curve-dex (Monad), 14.62% APY, $536.5K TVL, https://www.defi.garden/?pool=d2d38be8-a125-4b56-9378-519c15e6dea7&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | kintsu → | Monad | 11.07% | $2.31M |
| 2 | neverland → | Monad | 1.83% | $551.2K |
| 3 | curve-dex → | Monad | 14.62% | $536.5K |
How this rate has behaved
SMON shows up in 3 pools here, with rates from 1.83% to 14.62% APY across 1 chains — the rate depends on which protocol and chain you pick, not just the token.
3 of these 3 pools have a trustworthy 30-day average on file, with a median of 11.21% — a useful check against today's number for whether the rate is steady or just having a good day.
2 of 3 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
1 of 3 pools carries impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| kintsu | 11.07% | 11.21% | Base rate |
| neverland | 1.83% | 1.72% | 100.00% incentives |
| curve-dex | 14.62% | 17.41% | 100.00% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest SMON yield today?
14.62% APY on curve-dex (Monad), based on live DefiLlama data.
How many SMON pools clear the TVL floor?
4 live pools clear this page's $100K TVL floor, $3.65M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which SMON pools have the most stable APY history?
Based on APY history only, SMON's lower-variability candidates are kintsu (Monad), 11.07% APY, $2.31M TVL, https://www.defi.garden/?pool=73c511a9-4dc0-4397-babe-e578fd75f0dd&src=seo_token; neverland (Monad), 1.83% APY, $551.2K TVL, https://www.defi.garden/?pool=ac94c300-c621-4266-97c1-34b2104caeca&src=seo_token; curve-dex (Monad), 14.62% APY, $536.5K TVL, https://www.defi.garden/?pool=d2d38be8-a125-4b56-9378-519c15e6dea7&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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