VBILL DeFi Yields
The highest honest VBILL yield right now is 3.76% on vaneck-treasury-fund (Ethereum), among 5 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
5 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
VBILL's largest live pool is vaneck-treasury-fund on Ethereum at 3.76% ($22.1M TVL). 5 VBILL pools across 4 chains clear this page's $100K TVL floor, $49.95M in total.
Your idle VBILL could earn ~3.76% — park $6.4K and it could run a $20/mo Claude Pro subscription, forever.
See live VBILL pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| vaneck-treasury-fund → | Ethereum | 3.76% | $22.1M |
| vaneck-treasury-fund → | BSC | 3.76% | $21.63M |
| vaneck-treasury-fund → | Solana | 3.76% | $4.26M |
| vaneck-treasury-fund → | Avalanche | 3.76% | $706.9K |
Rate stability from APY history
Based on APY history only, VBILL's lower-variability candidates are vaneck-treasury-fund (Ethereum), 3.76% APY, $22.1M TVL, https://www.defi.garden/?pool=7fb382fb-fdc0-438f-bb5e-fc21f0351a7d#src=seo_token; vaneck-treasury-fund (Solana), 3.76% APY, $4.26M TVL, https://www.defi.garden/?pool=5857cb89-c6e0-4a53-84b3-9e4d3135fbb5#src=seo_token; vaneck-treasury-fund (Avalanche), 3.76% APY, $706.9K TVL, https://www.defi.garden/?pool=5663e2ef-7e9c-4755-9701-9b59b90dbba3#src=seo_token; vaneck-treasury-fund (BSC), 3.76% APY, $21.63M TVL, https://www.defi.garden/?pool=2f7d9d91-af21-4424-92e4-1c8aef7e8f76#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | vaneck-treasury-fund → | Ethereum | 3.76% | $22.1M |
| 2 | vaneck-treasury-fund → | Solana | 3.76% | $4.26M |
| 3 | vaneck-treasury-fund → | Avalanche | 3.76% | $706.9K |
| 4 | vaneck-treasury-fund → | BSC | 3.76% | $21.63M |
How this rate has behaved
VBILL shows up in 4 pools here, with rates from 3.76% to 3.76% APY across 4 chains — the rate depends on which protocol and chain you pick, not just the token.
4 of these 4 pools have a trustworthy 30-day average on file, with a median of 3.67% — a useful check against today's number for whether the rate is steady or just having a good day.
All 4 pools pay a plain base rate right now — no incentive or reward APY mixed in.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| vaneck-treasury-fund | 3.76% | 3.66% | Base rate |
| vaneck-treasury-fund | 3.76% | 3.67% | Base rate |
| vaneck-treasury-fund | 3.76% | 3.67% | Base rate |
| vaneck-treasury-fund | 3.76% | 3.67% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest VBILL yield today?
3.76% APY on vaneck-treasury-fund (Ethereum), based on live DefiLlama data.
How many VBILL pools clear the TVL floor?
5 live pools clear this page's $100K TVL floor, $49.95M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which VBILL pools have the most stable APY history?
Based on APY history only, VBILL's lower-variability candidates are vaneck-treasury-fund (Ethereum), 3.76% APY, $22.1M TVL, https://www.defi.garden/?pool=7fb382fb-fdc0-438f-bb5e-fc21f0351a7d#src=seo_token; vaneck-treasury-fund (Solana), 3.76% APY, $4.26M TVL, https://www.defi.garden/?pool=5857cb89-c6e0-4a53-84b3-9e4d3135fbb5#src=seo_token; vaneck-treasury-fund (Avalanche), 3.76% APY, $706.9K TVL, https://www.defi.garden/?pool=5663e2ef-7e9c-4755-9701-9b59b90dbba3#src=seo_token; vaneck-treasury-fund (BSC), 3.76% APY, $21.63M TVL, https://www.defi.garden/?pool=2f7d9d91-af21-4424-92e4-1c8aef7e8f76#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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