VBILL DeFi Yields
The highest honest VBILL yield right now is 3.57% on vaneck-treasury-fund (BSC), among 5 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
5 live pools above the $100K TVL floor · ranked by TVL
VBILL's largest live pool is vaneck-treasury-fund on Ethereum at 3.53% ($21.66M TVL). 5 VBILL pools across 4 chains clear this page's $100K TVL floor, $64.09M in total.
Your idle VBILL could earn ~3.57% — park $6.7K and it could run a $20/mo Claude Pro subscription, forever.
See live VBILL pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| vaneck-treasury-fund → | Ethereum | 3.53% | $21.66M |
| vaneck-treasury-fund → | BSC | 3.57% | $21.53M |
| vaneck-treasury-fund → | Solana | 3.57% | $13.94M |
| vaneck-treasury-fund → | Avalanche | 3.57% | $703.7K |
Rate stability from APY history
Based on APY history only, VBILL's lower-variability candidates are vaneck-treasury-fund (Ethereum), 3.53% APY, $21.66M TVL, https://www.defi.garden/?pool=7fb382fb-fdc0-438f-bb5e-fc21f0351a7d&src=seo_token; vaneck-treasury-fund (Avalanche), 3.57% APY, $703.7K TVL, https://www.defi.garden/?pool=5663e2ef-7e9c-4755-9701-9b59b90dbba3&src=seo_token; vaneck-treasury-fund (BSC), 3.57% APY, $21.53M TVL, https://www.defi.garden/?pool=2f7d9d91-af21-4424-92e4-1c8aef7e8f76&src=seo_token; vaneck-treasury-fund (Solana), 3.57% APY, $13.94M TVL, https://www.defi.garden/?pool=5857cb89-c6e0-4a53-84b3-9e4d3135fbb5&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | vaneck-treasury-fund → | Ethereum | 3.53% | $21.66M |
| 2 | vaneck-treasury-fund → | Avalanche | 3.57% | $703.7K |
| 3 | vaneck-treasury-fund → | BSC | 3.57% | $21.53M |
| 4 | vaneck-treasury-fund → | Solana | 3.57% | $13.94M |
How this rate has behaved
VBILL shows up in 4 pools here, with rates from 3.53% to 3.57% APY across 4 chains — the rate depends on which protocol and chain you pick, not just the token.
4 of these 4 pools have a trustworthy 30-day average on file, with a median of 3.55% — a useful check against today's number for whether the rate is steady or just having a good day.
All 4 pools pay a plain base rate right now — no incentive or reward APY mixed in.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| vaneck-treasury-fund | 3.53% | 3.53% | Base rate |
| vaneck-treasury-fund | 3.57% | 3.55% | Base rate |
| vaneck-treasury-fund | 3.57% | 3.55% | Base rate |
| vaneck-treasury-fund | 3.57% | 3.55% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest VBILL yield today?
3.57% APY on vaneck-treasury-fund (BSC), based on live DefiLlama data.
How many VBILL pools clear the TVL floor?
5 live pools clear this page's $100K TVL floor, $64.09M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which VBILL pools have the most stable APY history?
Based on APY history only, VBILL's lower-variability candidates are vaneck-treasury-fund (Ethereum), 3.53% APY, $21.66M TVL, https://www.defi.garden/?pool=7fb382fb-fdc0-438f-bb5e-fc21f0351a7d&src=seo_token; vaneck-treasury-fund (Avalanche), 3.57% APY, $703.7K TVL, https://www.defi.garden/?pool=5663e2ef-7e9c-4755-9701-9b59b90dbba3&src=seo_token; vaneck-treasury-fund (BSC), 3.57% APY, $21.53M TVL, https://www.defi.garden/?pool=2f7d9d91-af21-4424-92e4-1c8aef7e8f76&src=seo_token; vaneck-treasury-fund (Solana), 3.57% APY, $13.94M TVL, https://www.defi.garden/?pool=5857cb89-c6e0-4a53-84b3-9e4d3135fbb5&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
Get early access to the card
A card that spends your VBILL yield — never your VBILL itself. Join the waitlist and be first when it's ready.
Join the waitlist →Free to join • Card doesn't exist yet • We'll email you when it does
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
DeFi Garden 🌱 — plan your DeFi savings by goal.