XBTC DeFi Yields
The highest honest XBTC yield right now is 11.54% on bluefin-spot (Sui), among 18 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
18 live pools above the $100K TVL floor ยท ranked by TVL
XBTC's largest live pool is navi-lending on Sui at 1.00% ($2.45M TVL). 18 XBTC pools across 4 chains clear this page's $100K TVL floor, $47.69M in total.
Your idle XBTC could earn ~4.04% โ park $5.9K and it could run a $20/mo Claude Pro subscription, forever.
See live XBTC pools โ| Protocol | Chain | APY | TVL |
|---|---|---|---|
| navi-lending → | Sui | 1.00% | $2.45M |
| cetus-clmm → | Sui | 0.03% | $1.47M |
| liminal-basis → | Hyperliquid L1 | 11.83% | $1.22M |
| orca-dex → | Solana | 4.77% | $1.19M |
| kamino-liquidity → | Solana | 4.11% | $1.18M |
| hyperion → | Aptos | 0.37% | $642.4K |
| bluefin-spot → | Sui | 11.54% | $382.4K |
| current → | Sui | 3.97% | $241.1K |
Rate stability from APY history
Based on APY history only, XBTC's lower-variability candidates are cetus-clmm (Sui), 0.03% APY, $1.47M TVL, https://www.defi.garden/?pool=4ff1be9f-bbd8-4a09-a4c5-588d7f4b3a08&src=seo_token; navi-lending (Sui), 1.00% APY, $2.45M TVL, https://www.defi.garden/?pool=90d9471d-6bf6-4f34-bbdf-ba47775458f8&src=seo_token; current (Sui), 3.97% APY, $241.1K TVL, https://www.defi.garden/?pool=7195de07-f61c-4ca7-9070-28136f6daf59&src=seo_token; kamino-liquidity (Solana), 4.11% APY, $1.18M TVL, https://www.defi.garden/?pool=6e8b600a-aa3b-402d-a68a-7dec1a097585&src=seo_token; orca-dex (Solana), 4.77% APY, $1.19M TVL, https://www.defi.garden/?pool=a342ad05-4072-4571-9b37-7f5685a80f8a&src=seo_token; liminal-basis (Hyperliquid L1), 11.83% APY, $1.22M TVL, https://www.defi.garden/?pool=20014711-5ee5-58ea-ade1-9d47310bc356&src=seo_token; bluefin-spot (Sui), 11.54% APY, $382.4K TVL, https://www.defi.garden/?pool=87bf2211-3545-4894-9a22-019372cecf09&src=seo_token; hyperion (Aptos), 0.37% APY, $642.4K TVL, https://www.defi.garden/?pool=92273ca5-f765-452a-b8b0-02c26d54465d&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | cetus-clmm → | Sui | 0.03% | $1.47M |
| 2 | navi-lending → | Sui | 1.00% | $2.45M |
| 3 | current → | Sui | 3.97% | $241.1K |
| 4 | kamino-liquidity → | Solana | 4.11% | $1.18M |
| 5 | orca-dex → | Solana | 4.77% | $1.19M |
| 6 | liminal-basis → | Hyperliquid L1 | 11.83% | $1.22M |
| 7 | bluefin-spot → | Sui | 11.54% | $382.4K |
| 8 | hyperion → | Aptos | 0.37% | $642.4K |
How this rate has behaved
XBTC shows up in 8 pools here, with rates from 0.03% to 11.83% APY across 4 chains โ the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 3.74% โ a useful check against today's number for whether the rate is steady or just having a good day.
3 of 8 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down โ the base rate is the more durable number.
2 of 8 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| navi-lending | 1.00% | 1.14% | 74.02% incentives |
| cetus-clmm | 0.03% | 0.01% | Base rate |
| liminal-basis | 11.83% | 4.32% | Base rate |
| orca-dex | 4.77% | 4.14% | Base rate |
| kamino-liquidity | 4.11% | 3.34% | Base rate |
| hyperion | 0.37% | 0.37% | Base rate |
| bluefin-spot | 11.54% | 15.92% | 95.31% incentives |
| current | 3.97% | 4.88% | 93.08% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page โ a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest XBTC yield today?
11.54% APY on bluefin-spot (Sui), based on live DefiLlama data.
How many XBTC pools clear the TVL floor?
18 live pools clear this page's $100K TVL floor, $47.69M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates โ that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which XBTC pools have the most stable APY history?
Based on APY history only, XBTC's lower-variability candidates are cetus-clmm (Sui), 0.03% APY, $1.47M TVL, https://www.defi.garden/?pool=4ff1be9f-bbd8-4a09-a4c5-588d7f4b3a08&src=seo_token; navi-lending (Sui), 1.00% APY, $2.45M TVL, https://www.defi.garden/?pool=90d9471d-6bf6-4f34-bbdf-ba47775458f8&src=seo_token; current (Sui), 3.97% APY, $241.1K TVL, https://www.defi.garden/?pool=7195de07-f61c-4ca7-9070-28136f6daf59&src=seo_token; kamino-liquidity (Solana), 4.11% APY, $1.18M TVL, https://www.defi.garden/?pool=6e8b600a-aa3b-402d-a68a-7dec1a097585&src=seo_token; orca-dex (Solana), 4.77% APY, $1.19M TVL, https://www.defi.garden/?pool=a342ad05-4072-4571-9b37-7f5685a80f8a&src=seo_token; liminal-basis (Hyperliquid L1), 11.83% APY, $1.22M TVL, https://www.defi.garden/?pool=20014711-5ee5-58ea-ade1-9d47310bc356&src=seo_token; bluefin-spot (Sui), 11.54% APY, $382.4K TVL, https://www.defi.garden/?pool=87bf2211-3545-4894-9a22-019372cecf09&src=seo_token; hyperion (Aptos), 0.37% APY, $642.4K TVL, https://www.defi.garden/?pool=92273ca5-f765-452a-b8b0-02c26d54465d&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
Get early access to the card
A card that spends your XBTC yield โ never your XBTC itself. Join the waitlist and be first when it's ready.
Join the waitlist โFree to join โข Card doesn't exist yet โข We'll email you when it does
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates โ that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
DeFi Garden ๐ฑ โ plan your DeFi savings by goal.