BUSD DeFi Yields
The highest honest BUSD yield right now is 9.44% on berapaw (Berachain), among 14 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
14 live pools above the $100K TVL floor · ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
BUSD's largest live pool is wombat-exchange on BSC at 0.03% ($2.05M TVL). 14 BUSD pools across 3 chains clear this page's $100K TVL floor, $7.75M in total.
Your idle BUSD could earn ~0.57% — park $42.2K and it could run a $20/mo Claude Pro subscription, forever.
See live BUSD pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| wombat-exchange → | BSC | 0.03% | $2.05M |
| pancakeswap-amm → | BSC | 1.11% | $1.08M |
| pancakeswap-amm → | BSC | 0.72% | $534.3K |
| berapaw → | Berachain | 9.44% | $526.1K |
| pancakeswap-amm → | BSC | 3.51% | $383.4K |
| pancakeswap-amm → | BSC | 0.06% | $256.6K |
| mdex → | BSC | 0.29% | $254.2K |
| pancakeswap-amm → | BSC | 0.42% | $164.5K |
Rate stability from APY history
Based on APY history only, BUSD's lower-variability candidates are wombat-exchange (BSC), 0.03% APY, $2.05M TVL, https://www.defi.garden/?pool=7ba5de17-c0ff-4e5d-80f2-d701a600f364#src=seo_token; mdex (BSC), 0.29% APY, $254.2K TVL, https://www.defi.garden/?pool=59dfe38a-a776-4966-a5f7-02e0c362d104#src=seo_token; pancakeswap-amm (BSC), 0.72% APY, $534.3K TVL, https://www.defi.garden/?pool=6dab81ee-8eea-4163-a38a-58986dd65595#src=seo_token; pancakeswap-amm (BSC), 0.42% APY, $164.5K TVL, https://www.defi.garden/?pool=0b2fde3f-330e-47e3-843e-244a96c50746#src=seo_token; pancakeswap-amm (BSC), 0.06% APY, $256.6K TVL, https://www.defi.garden/?pool=b6fa8f40-7e6b-414e-850d-807750249031#src=seo_token; pancakeswap-amm (BSC), 1.11% APY, $1.08M TVL, https://www.defi.garden/?pool=1ba6ccca-7122-47ce-854e-06883f9b2897#src=seo_token; berapaw (Berachain), 9.44% APY, $526.1K TVL, https://www.defi.garden/?pool=afa4cd8e-4b07-4e8c-918f-9675a4f103d3#src=seo_token; pancakeswap-amm (BSC), 3.51% APY, $383.4K TVL, https://www.defi.garden/?pool=062c254e-89bf-44ab-8b04-242bf5916f0a#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | wombat-exchange → | BSC | 0.03% | $2.05M |
| 2 | mdex → | BSC | 0.29% | $254.2K |
| 3 | pancakeswap-amm → | BSC | 0.72% | $534.3K |
| 4 | pancakeswap-amm → | BSC | 0.42% | $164.5K |
| 5 | pancakeswap-amm → | BSC | 0.06% | $256.6K |
| 6 | pancakeswap-amm → | BSC | 1.11% | $1.08M |
| 7 | berapaw → | Berachain | 9.44% | $526.1K |
| 8 | pancakeswap-amm → | BSC | 3.51% | $383.4K |
How this rate has behaved
BUSD shows up in 8 pools here, with rates from 0.03% to 9.44% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 1.22% — a useful check against today's number for whether the rate is steady or just having a good day.
3 of 8 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
5 of 8 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| wombat-exchange | 0.03% | 0.03% | 100.00% incentives |
| pancakeswap-amm | 1.11% | 1.86% | Base rate |
| pancakeswap-amm | 0.72% | 1.20% | Base rate |
| berapaw | 9.44% | 11.65% | 100.00% incentives |
| pancakeswap-amm | 3.51% | 3.99% | Base rate |
| pancakeswap-amm | 0.06% | 0.24% | Base rate |
| mdex | 0.29% | 0.27% | 85.45% incentives |
| pancakeswap-amm | 0.42% | 1.24% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest BUSD yield today?
9.44% APY on berapaw (Berachain), based on live DefiLlama data.
How many BUSD pools clear the TVL floor?
14 live pools clear this page's $100K TVL floor, $7.75M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which BUSD pools have the most stable APY history?
Based on APY history only, BUSD's lower-variability candidates are wombat-exchange (BSC), 0.03% APY, $2.05M TVL, https://www.defi.garden/?pool=7ba5de17-c0ff-4e5d-80f2-d701a600f364#src=seo_token; mdex (BSC), 0.29% APY, $254.2K TVL, https://www.defi.garden/?pool=59dfe38a-a776-4966-a5f7-02e0c362d104#src=seo_token; pancakeswap-amm (BSC), 0.72% APY, $534.3K TVL, https://www.defi.garden/?pool=6dab81ee-8eea-4163-a38a-58986dd65595#src=seo_token; pancakeswap-amm (BSC), 0.42% APY, $164.5K TVL, https://www.defi.garden/?pool=0b2fde3f-330e-47e3-843e-244a96c50746#src=seo_token; pancakeswap-amm (BSC), 0.06% APY, $256.6K TVL, https://www.defi.garden/?pool=b6fa8f40-7e6b-414e-850d-807750249031#src=seo_token; pancakeswap-amm (BSC), 1.11% APY, $1.08M TVL, https://www.defi.garden/?pool=1ba6ccca-7122-47ce-854e-06883f9b2897#src=seo_token; berapaw (Berachain), 9.44% APY, $526.1K TVL, https://www.defi.garden/?pool=afa4cd8e-4b07-4e8c-918f-9675a4f103d3#src=seo_token; pancakeswap-amm (BSC), 3.51% APY, $383.4K TVL, https://www.defi.garden/?pool=062c254e-89bf-44ab-8b04-242bf5916f0a#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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