SYZUSD DeFi Yields

The highest honest SYZUSD yield right now is 12.90% on balancer-v3 (Monad), among 9 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.

9 live pools above the $100K TVL floor ยท ranked by TVL

SYZUSD's largest live pool is yuzu-money on Plasma at 7.52% ($33.18M TVL). 9 SYZUSD pools across 4 chains clear this page's $100K TVL floor, $57.24M in total.

Your idle SYZUSD could earn ~7.52% โ€” park $3.2K and it could run a $20/mo Claude Pro subscription, forever.

See live SYZUSD pools โ†’
ProtocolChainAPYTVL
yuzu-money → Plasma 7.52% $33.18M
yuzu-money → Monad 7.52% $10.95M
yuzu-money → Sei 7.52% $9.86M
curvance → Monad 0.20% $986.3K
yuzu-money → Ethereum 7.52% $873.3K
morpho-blue → Monad 1.25% $423.3K
balancer-v3 → Monad 12.90% $374.9K
balancer-v3 → Monad 10.83% $108.1K

Rate stability from APY history

Based on APY history only, SYZUSD's lower-variability candidates are curvance (Monad), 0.20% APY, $986.3K TVL, https://www.defi.garden/?pool=148af5a0-747c-426d-91a4-5c5acf46f4e9&src=seo_token; yuzu-money (Sei), 7.52% APY, $9.86M TVL, https://www.defi.garden/?pool=20ccc2e5-0eca-4d9d-abd0-313908f51b31&src=seo_token; morpho-blue (Monad), 1.25% APY, $423.3K TVL, https://www.defi.garden/?pool=8ee86f6f-318b-45c5-aad2-e003be777062&src=seo_token; yuzu-money (Ethereum), 7.52% APY, $873.3K TVL, https://www.defi.garden/?pool=570ddae7-acae-4277-905b-278cd994b08d&src=seo_token; yuzu-money (Monad), 7.52% APY, $10.95M TVL, https://www.defi.garden/?pool=c51e151e-44ad-4f25-9911-102bd00811dc&src=seo_token; yuzu-money (Plasma), 7.52% APY, $33.18M TVL, https://www.defi.garden/?pool=6174b1d6-8212-4964-95bf-ca9c539864ba&src=seo_token; balancer-v3 (Monad), 12.90% APY, $374.9K TVL, https://www.defi.garden/?pool=5bb0941e-6df0-4453-91dc-117093747229&src=seo_token; balancer-v3 (Monad), 10.83% APY, $108.1K TVL, https://www.defi.garden/?pool=82b88360-3c2a-4845-a17e-fb5d73ce42af&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.

RankProtocolChainAPYTVL
1 curvance → Monad 0.20% $986.3K
2 yuzu-money → Sei 7.52% $9.86M
3 morpho-blue → Monad 1.25% $423.3K
4 yuzu-money → Ethereum 7.52% $873.3K
5 yuzu-money → Monad 7.52% $10.95M
6 yuzu-money → Plasma 7.52% $33.18M
7 balancer-v3 → Monad 12.90% $374.9K
8 balancer-v3 → Monad 10.83% $108.1K

How this rate has behaved

SYZUSD shows up in 8 pools here, with rates from 0.20% to 12.90% APY across 4 chains โ€” the rate depends on which protocol and chain you pick, not just the token.

8 of these 8 pools have a trustworthy 30-day average on file, with a median of 7.71% โ€” a useful check against today's number for whether the rate is steady or just having a good day.

4 of 8 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down โ€” the base rate is the more durable number.

ProtocolAPY30d Mean APYYield mix
yuzu-money 7.52% 7.71% Base rate
yuzu-money 7.52% 7.71% Base rate
yuzu-money 7.52% 7.71% Base rate
curvance 0.20% 0.20% 100.00% incentives
yuzu-money 7.52% 7.71% Base rate
morpho-blue 1.25% 1.02% 100.00% incentives
balancer-v3 12.90% 12.13% 46.20% incentives
balancer-v3 10.83% 13.65% 48.55% incentives

The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page โ€” a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.

Frequently asked questions

What's the highest SYZUSD yield today?

12.90% APY on balancer-v3 (Monad), based on live DefiLlama data.

How many SYZUSD pools clear the TVL floor?

9 live pools clear this page's $100K TVL floor, $57.24M in total.

Are these rates safe?

Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates โ€” that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.

Which SYZUSD pools have the most stable APY history?

Based on APY history only, SYZUSD's lower-variability candidates are curvance (Monad), 0.20% APY, $986.3K TVL, https://www.defi.garden/?pool=148af5a0-747c-426d-91a4-5c5acf46f4e9&src=seo_token; yuzu-money (Sei), 7.52% APY, $9.86M TVL, https://www.defi.garden/?pool=20ccc2e5-0eca-4d9d-abd0-313908f51b31&src=seo_token; morpho-blue (Monad), 1.25% APY, $423.3K TVL, https://www.defi.garden/?pool=8ee86f6f-318b-45c5-aad2-e003be777062&src=seo_token; yuzu-money (Ethereum), 7.52% APY, $873.3K TVL, https://www.defi.garden/?pool=570ddae7-acae-4277-905b-278cd994b08d&src=seo_token; yuzu-money (Monad), 7.52% APY, $10.95M TVL, https://www.defi.garden/?pool=c51e151e-44ad-4f25-9911-102bd00811dc&src=seo_token; yuzu-money (Plasma), 7.52% APY, $33.18M TVL, https://www.defi.garden/?pool=6174b1d6-8212-4964-95bf-ca9c539864ba&src=seo_token; balancer-v3 (Monad), 12.90% APY, $374.9K TVL, https://www.defi.garden/?pool=5bb0941e-6df0-4453-91dc-117093747229&src=seo_token; balancer-v3 (Monad), 10.83% APY, $108.1K TVL, https://www.defi.garden/?pool=82b88360-3c2a-4845-a17e-fb5d73ce42af&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.

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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates โ€” that's this page's listing bar, not a safety guarantee. Education only, not financial advice.

Last updated September 2, 2026

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