SYZUSD DeFi Yields
The highest honest SYZUSD yield right now is 12.90% on balancer-v3 (Monad), among 9 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
9 live pools above the $100K TVL floor ยท ranked by TVL
SYZUSD's largest live pool is yuzu-money on Plasma at 7.52% ($33.18M TVL). 9 SYZUSD pools across 4 chains clear this page's $100K TVL floor, $57.24M in total.
Your idle SYZUSD could earn ~7.52% โ park $3.2K and it could run a $20/mo Claude Pro subscription, forever.
See live SYZUSD pools โ| Protocol | Chain | APY | TVL |
|---|---|---|---|
| yuzu-money → | Plasma | 7.52% | $33.18M |
| yuzu-money → | Monad | 7.52% | $10.95M |
| yuzu-money → | Sei | 7.52% | $9.86M |
| curvance → | Monad | 0.20% | $986.3K |
| yuzu-money → | Ethereum | 7.52% | $873.3K |
| morpho-blue → | Monad | 1.25% | $423.3K |
| balancer-v3 → | Monad | 12.90% | $374.9K |
| balancer-v3 → | Monad | 10.83% | $108.1K |
Rate stability from APY history
Based on APY history only, SYZUSD's lower-variability candidates are curvance (Monad), 0.20% APY, $986.3K TVL, https://www.defi.garden/?pool=148af5a0-747c-426d-91a4-5c5acf46f4e9&src=seo_token; yuzu-money (Sei), 7.52% APY, $9.86M TVL, https://www.defi.garden/?pool=20ccc2e5-0eca-4d9d-abd0-313908f51b31&src=seo_token; morpho-blue (Monad), 1.25% APY, $423.3K TVL, https://www.defi.garden/?pool=8ee86f6f-318b-45c5-aad2-e003be777062&src=seo_token; yuzu-money (Ethereum), 7.52% APY, $873.3K TVL, https://www.defi.garden/?pool=570ddae7-acae-4277-905b-278cd994b08d&src=seo_token; yuzu-money (Monad), 7.52% APY, $10.95M TVL, https://www.defi.garden/?pool=c51e151e-44ad-4f25-9911-102bd00811dc&src=seo_token; yuzu-money (Plasma), 7.52% APY, $33.18M TVL, https://www.defi.garden/?pool=6174b1d6-8212-4964-95bf-ca9c539864ba&src=seo_token; balancer-v3 (Monad), 12.90% APY, $374.9K TVL, https://www.defi.garden/?pool=5bb0941e-6df0-4453-91dc-117093747229&src=seo_token; balancer-v3 (Monad), 10.83% APY, $108.1K TVL, https://www.defi.garden/?pool=82b88360-3c2a-4845-a17e-fb5d73ce42af&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | curvance → | Monad | 0.20% | $986.3K |
| 2 | yuzu-money → | Sei | 7.52% | $9.86M |
| 3 | morpho-blue → | Monad | 1.25% | $423.3K |
| 4 | yuzu-money → | Ethereum | 7.52% | $873.3K |
| 5 | yuzu-money → | Monad | 7.52% | $10.95M |
| 6 | yuzu-money → | Plasma | 7.52% | $33.18M |
| 7 | balancer-v3 → | Monad | 12.90% | $374.9K |
| 8 | balancer-v3 → | Monad | 10.83% | $108.1K |
How this rate has behaved
SYZUSD shows up in 8 pools here, with rates from 0.20% to 12.90% APY across 4 chains โ the rate depends on which protocol and chain you pick, not just the token.
8 of these 8 pools have a trustworthy 30-day average on file, with a median of 7.71% โ a useful check against today's number for whether the rate is steady or just having a good day.
4 of 8 pools blend in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down โ the base rate is the more durable number.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| yuzu-money | 7.52% | 7.71% | Base rate |
| yuzu-money | 7.52% | 7.71% | Base rate |
| yuzu-money | 7.52% | 7.71% | Base rate |
| curvance | 0.20% | 0.20% | 100.00% incentives |
| yuzu-money | 7.52% | 7.71% | Base rate |
| morpho-blue | 1.25% | 1.02% | 100.00% incentives |
| balancer-v3 | 12.90% | 12.13% | 46.20% incentives |
| balancer-v3 | 10.83% | 13.65% | 48.55% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page โ a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest SYZUSD yield today?
12.90% APY on balancer-v3 (Monad), based on live DefiLlama data.
How many SYZUSD pools clear the TVL floor?
9 live pools clear this page's $100K TVL floor, $57.24M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates โ that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which SYZUSD pools have the most stable APY history?
Based on APY history only, SYZUSD's lower-variability candidates are curvance (Monad), 0.20% APY, $986.3K TVL, https://www.defi.garden/?pool=148af5a0-747c-426d-91a4-5c5acf46f4e9&src=seo_token; yuzu-money (Sei), 7.52% APY, $9.86M TVL, https://www.defi.garden/?pool=20ccc2e5-0eca-4d9d-abd0-313908f51b31&src=seo_token; morpho-blue (Monad), 1.25% APY, $423.3K TVL, https://www.defi.garden/?pool=8ee86f6f-318b-45c5-aad2-e003be777062&src=seo_token; yuzu-money (Ethereum), 7.52% APY, $873.3K TVL, https://www.defi.garden/?pool=570ddae7-acae-4277-905b-278cd994b08d&src=seo_token; yuzu-money (Monad), 7.52% APY, $10.95M TVL, https://www.defi.garden/?pool=c51e151e-44ad-4f25-9911-102bd00811dc&src=seo_token; yuzu-money (Plasma), 7.52% APY, $33.18M TVL, https://www.defi.garden/?pool=6174b1d6-8212-4964-95bf-ca9c539864ba&src=seo_token; balancer-v3 (Monad), 12.90% APY, $374.9K TVL, https://www.defi.garden/?pool=5bb0941e-6df0-4453-91dc-117093747229&src=seo_token; balancer-v3 (Monad), 10.83% APY, $108.1K TVL, https://www.defi.garden/?pool=82b88360-3c2a-4845-a17e-fb5d73ce42af&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
Get early access to the card
A card that spends your SYZUSD yield โ never your SYZUSD itself. Join the waitlist and be first when it's ready.
Join the waitlist โFree to join โข Card doesn't exist yet โข We'll email you when it does
Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates โ that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
DeFi Garden ๐ฑ โ plan your DeFi savings by goal.