XAUM DeFi Yields
The highest honest XAUM yield right now is 9.70% on bluefin-spot (Sui), among 3 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
3 live pools above the $100K TVL floor · ranked by TVL
XAUM's largest live pool is navi-lending on Sui at 0.01% ($636K TVL). 3 XAUM pools across 2 chains clear this page's $100K TVL floor, $1.45M in total.
Your idle XAUM could earn ~0.55% — park $43.6K and it could run a $20/mo Claude Pro subscription, forever.
See live XAUM pools →| Protocol | Chain | APY | TVL |
|---|---|---|---|
| navi-lending → | Sui | 0.01% | $636K |
| bluefin-spot → | Sui | 9.70% | $422.2K |
| raydium-amm → | Solana | 0.55% | $386.9K |
Rate stability from APY history
Based on APY history only, XAUM's lower-variability candidates are raydium-amm (Solana), 0.55% APY, $386.9K TVL, https://www.defi.garden/?pool=2d1af0cc-235d-4df7-9cca-24beef3c2804&src=seo_token; navi-lending (Sui), 0.01% APY, $636K TVL, https://www.defi.garden/?pool=92ed5037-1e23-404a-8985-93945fa91774&src=seo_token; bluefin-spot (Sui), 9.70% APY, $422.2K TVL, https://www.defi.garden/?pool=c03f4a14-b0f0-4b91-a184-ce82f28332b3&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | raydium-amm → | Solana | 0.55% | $386.9K |
| 2 | navi-lending → | Sui | 0.01% | $636K |
| 3 | bluefin-spot → | Sui | 9.70% | $422.2K |
How this rate has behaved
XAUM shows up in 3 pools here, with rates from 0.01% to 9.70% APY across 2 chains — the rate depends on which protocol and chain you pick, not just the token.
3 of these 3 pools have a trustworthy 30-day average on file, with a median of 0.25% — a useful check against today's number for whether the rate is steady or just having a good day.
1 of 3 pools blends in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down — the base rate is the more durable number.
2 of 3 pools carry impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| navi-lending | 0.01% | 0.01% | Base rate |
| bluefin-spot | 9.70% | 10.75% | 90.91% incentives |
| raydium-amm | 0.55% | 0.25% | Base rate |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page — a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest XAUM yield today?
9.70% APY on bluefin-spot (Sui), based on live DefiLlama data.
How many XAUM pools clear the TVL floor?
3 live pools clear this page's $100K TVL floor, $1.45M in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates — that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which XAUM pools have the most stable APY history?
Based on APY history only, XAUM's lower-variability candidates are raydium-amm (Solana), 0.55% APY, $386.9K TVL, https://www.defi.garden/?pool=2d1af0cc-235d-4df7-9cca-24beef3c2804&src=seo_token; navi-lending (Sui), 0.01% APY, $636K TVL, https://www.defi.garden/?pool=92ed5037-1e23-404a-8985-93945fa91774&src=seo_token; bluefin-spot (Sui), 9.70% APY, $422.2K TVL, https://www.defi.garden/?pool=c03f4a14-b0f0-4b91-a184-ce82f28332b3&src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates — that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated September 2, 2026
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