XAUM DeFi Yields
The highest honest XAUM yield right now is 12.65% on bluefin-spot (Sui), among 2 pools above the $100K TVL floor. Rates are live from DefiLlama and exclude anomalous (>1000% APY) pools.
2 live pools above the $100K TVL floor ยท ranked by TVL
Pool data verified from DefiLlama at generation time: October 18, 2026. Rates change continuously.
XAUM's largest live pool is navi-lending on Sui at 0.01% ($517.8K TVL). 2 XAUM pools across 1 chain clear this page's $100K TVL floor, $955.7K in total.
Your idle XAUM could earn ~6.33% โ park $3.8K and it could run a $20/mo Claude Pro subscription, forever.
See live XAUM pools โ| Protocol | Chain | APY | TVL |
|---|---|---|---|
| navi-lending โ | Sui | 0.01% | $517.8K |
| bluefin-spot โ | Sui | 12.65% | $437.9K |
Rate stability from APY history
Based on APY history only, XAUM's lower-variability candidates are navi-lending (Sui), 0.01% APY, $517.8K TVL, https://www.defi.garden/?pool=92ed5037-1e23-404a-8985-93945fa91774#src=seo_token; bluefin-spot (Sui), 12.65% APY, $437.9K TVL, https://www.defi.garden/?pool=c03f4a14-b0f0-4b91-a184-ce82f28332b3#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
| Rank | Protocol | Chain | APY | TVL |
|---|---|---|---|---|
| 1 | navi-lending → | Sui | 0.01% | $517.8K |
| 2 | bluefin-spot → | Sui | 12.65% | $437.9K |
How this rate has behaved
XAUM shows up in 2 pools here, with rates from 0.01% to 12.65% APY across 1 chains โ the rate depends on which protocol and chain you pick, not just the token.
2 of these 2 pools have a trustworthy 30-day average on file, with a median of 7.40% โ a useful check against today's number for whether the rate is steady or just having a good day.
1 of 2 pools blends in incentive or reward APY on top of the base rate. Incentive yield decays over time as reward programs run down โ the base rate is the more durable number.
1 of 2 pools carries impermanent-loss risk, meaning a two-sided position can lose value against just holding, even while it earns yield.
| Protocol | APY | 30d Mean APY | Yield mix |
|---|---|---|---|
| navi-lending | 0.01% | 0.01% | Base rate |
| bluefin-spot | 12.65% | 14.79% | 95.98% incentives |
The 30-day average comes straight from DefiLlama and only appears when it passes the same sanity rail as every other number on this page โ a dash means it didn't clear that bar, not that it's being hidden. Every pool here already clears a $100K minimum TVL. Rates move daily, so treat this as a snapshot, not a promise.
Frequently asked questions
What's the highest XAUM yield today?
12.65% APY on bluefin-spot (Sui), based on live DefiLlama data.
How many XAUM pools clear the TVL floor?
2 live pools clear this page's $100K TVL floor, $955.7K in total.
Are these rates safe?
Pools listed on this page clear a $100K minimum TVL and exclude anomalous (>1000% APY) rates โ that is this page's listing bar, not a safety guarantee. This is education, not financial advice; DeFi carries smart-contract and market risk regardless of the rate shown.
Which XAUM pools have the most stable APY history?
Based on APY history only, XAUM's lower-variability candidates are navi-lending (Sui), 0.01% APY, $517.8K TVL, https://www.defi.garden/?pool=92ed5037-1e23-404a-8985-93945fa91774#src=seo_token; bluefin-spot (Sui), 12.65% APY, $437.9K TVL, https://www.defi.garden/?pool=c03f4a14-b0f0-4b91-a184-ce82f28332b3#src=seo_token. This comparison does not measure protocol, exploit, depeg, liquidity, governance, or principal-loss risk.
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Yields are live from DefiLlama. Pools on this page clear a $100K minimum TVL and exclude anomalous rates โ that's this page's listing bar, not a safety guarantee. Education only, not financial advice.
Last updated October 18, 2026
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